The American Express® Platinum Travel Credit Card is a premium offering that rewards its users with exclusive travel-related benefits, enhanced rewards, and unparalleled experiences. Whether you’re a frequent traveler or someone who loves to indulge in luxury, this card is designed to elevate your financial and travel experience. Here’s a detailed breakdown of its features and benefits for 2025.
Welcome Gift
New cardholders can enjoy a Welcome Gift of 10,000 Membership Rewards® points, redeemable for Flipkart vouchers or the Pay with Points option on Amex Travel Online, worth ₹3,000. This benefit is valid from January 22, 2021 onwards.
Annual Fees
- First Year Fee: ₹5,000 + applicable taxes
- Second Year Onwards: ₹5,000 + applicable taxes
Key Benefits of the American Express Platinum Travel Credit Card
1. Travel Vouchers & Rewards
- Spend ₹1.9 Lakhs in a membership year to get Flipkart vouchers or Travel benefits on Amex Travel Online worth ₹4,500.
- Spend ₹4 Lakhs in a year to earn additional Flipkart vouchers or Travel benefits worth ₹7,500.
These exclusive vouchers can be redeemed for travel-related purchases, making your next vacation or business trip more affordable.
2. Complimentary Airport Lounge Access
Enjoy 8 complimentary visits per year to airport lounges across India, with a cap of 2 visits per quarter. This benefit provides a luxurious experience at some of the most well-known lounges, giving you the opportunity to unwind before your flight.
3. Taj Experiences E-Gift Card
On spending a certain amount, cardholders can receive a Taj Experiences E-Gift Card worth ₹10,000, which can be redeemed at Taj, SeleQtions, and Vivanta Hotels across India. Perfect for booking a stay at some of the finest hotels in the country.
Membership Rewards Program
The American Express Platinum Travel Credit Card rewards you for every purchase with 1 Membership Rewards® Point for every ₹50 spent. Certain transactions, such as fuel, insurance, utilities, cash transactions, and EMI conversions at the Point of Sale, do not qualify for rewards points.
Milestone Bonus Rewards:
- Spend ₹15,000 within 90 days of cardmembership: Receive the Welcome Gift of 10,000 Membership Rewards points.
- Spend ₹1.9 Lakhs annually: Earn 15,000 Membership Rewards points, redeemable for vouchers worth ₹4,500.
- Spend ₹4 Lakhs annually: Earn 25,000 Membership Rewards points, redeemable for vouchers or travel benefits worth ₹7,500.
Accumulate Points on All Purchases
As you continue to spend, you’ll keep earning Membership Rewards points that can be used for a variety of rewards, including travel vouchers, merchandise, and more.
Exclusive Offers and Privileges
- Priority Pass Membership: Enjoy complimentary membership to the Priority Pass program, providing access to airport lounges globally. This membership, valued at US$99, is waived off exclusively for cardholders.
- Fuel Surcharge Waiver: Enjoy the waiver of fuel surcharge on transactions at HPCL stations.
- Dining Discounts: Enjoy exciting discounts of up to 20% at select restaurants nationwide.
Additionally, the card offers flexible EMI options for your purchases, ensuring that you can manage large expenses with ease.
Eligibility Criteria
Before you apply, ensure you meet the following requirements:
- You must be 18 years or older.
- A good credit history with no payment defaults is essential.
- Annual income must be ₹6 Lakhs or above (for salaried or self-employed individuals).
- You should have a permanent residential address in India and meet the city-specific eligibility criteria (Delhi/NCR, Mumbai, Bangalore, Chennai, and other major cities).
Why Choose the American Express Platinum Travel Credit Card?
The American Express Platinum Travel Credit Card is designed for individuals who appreciate luxury and seek rewards that complement their travel lifestyle. With benefits like airport lounge access, Taj Experiences E-Gift Cards, and generous rewards points, it’s ideal for those who travel frequently or simply want to enjoy a premium credit card experience.
Key Takeaways:
- Rich rewards program: Earn points with every purchase, and redeem them for exciting travel-related rewards.
- Exclusive travel benefits: Enjoy complimentary airport lounge access, discounts, and hotel stays.
- Flexible redemption options: Use points for Flipkart vouchers, travel bookings, or hotel experiences.
American Express Platinum Card
If you are looking for a credit card that offers value for money, rewards you for your everyday spending, and provides exclusive travel benefits, the American Express Platinum Travel Credit Card is an excellent choice.
